Wednesday, March 30, 2016

The Failures of Obamacare. How you can regroup.

Yahoo Finance Article, March 29, 2016: 7 Ways Obamacare Failed Americans

The intentions of Obamacare or the Affordable Care Act (ACA) were to help insure millions of Americans that could not otherwise afford insurance and to ensure that people who were sick would be able to maintain insurance.

Yet, Obamacare has basically made insurance unaffordable to those that are healthy and in the middle class.

Basically, these are the results of Obamacare, if you have an Obamacare or ACA plan:
  1. Your premiums, deductibles, and overall out-of-pocket expenses have dramatically risen. 
  2. Simultaneously your overall coverage has shockingly decreased.
  3. You may not be on the same plan you previously had, as promised, because it cannot abide by the ACA rules.
  4. You may no longer be able to see your preferred doctor's, or you may no longer have a choice in the doctors you see because they cannot afford to take the ACA plans.
  5. Enrollment from Americans is lower than anticipated.  The numbers of people enrolled are 50% lower than anticipated.
  6. The cost of Obamacare to the state and federal governments is adding to the National Deficit.
  7. Obamacare Fraud is rampant.  People are fraudulent when reporting their income and receiving subsidies or coverage that they wouldn't otherwise receive.
As you will see in the SNL video below, the intentions and ideas, were meant for the good of the people.  Yet, these intentions have been lost and the system is broken. It has now become a parody amongst the American people and internationally.  Yet, it's not so funny when you're in the midst of it and struggling to get by. Meeting Cold Open - Saturday Night Live (Two Years Ago)

What to do...If you are healthy and do not need subsidized care, get off the Marketplace and seek out private health insurance with the assistance of an experience healthcare consultant, a Benefits Consultant.   You will save money, on your premiums, deductibles, and out-of-pocket expensive.  All while receiving a more comprehensive plan with better coverage.

Save money and sign up for the right healthcare plan and insurance for you!

Please contact:
Stephanie Puryear
Benefits Consultant
Licensed Insurance Broker (Health, Dental/Vision, Accident/Critical/Disability, and Life)
Phone: (847) 530-8943

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