Myth vs. Truth.....

HEALTH INSURANCE-MYTH versus TRUTH

1.    If self-employed or if you have your own business, you have to get your insurance through the Marketplace.Gov

FALSE

2.    You have to wait until OPEN ENROLLMENT period, October-November to sign up for insurance  FALSE

3.    If you have an insurance plan in place you cannot change from that plan. You are locked into your plan until it expires.  FALSE

4.    If you have a small business, with less than 50 employees you have to have a group plan.  FALSE

5.    If you have in-network and out-of-network and you travel…If something happens and you haven’t met your deductible, you’ll will have to pay the out-of-network fees…. TRUE

7.    Next year if you don’t have health insurance the fines are expected to triple. TRUE

8.    Next year health insurance premiums are anticipated to increase an average of 40-70% (and the states have already approved this increased, they just haven’t announced this increase due to the elections).TRUE

WANT HELP?  SEE A SPECIALIZED BENEFITS CONSULTANT, STEPHANIE PURYEAR at spuryear@myhst.com or (847) 530-8943, FOR GUIDANCE, ADVICE, & ASSISTANCE THROUGH THIS CHAOTIC PROCESS.